Welcome to The Coyle Group – your leading choice for New York Insurance and Risk Management Solutions.

The Coyle Group is a boutique New York insurance brokerage and risk management consulting firm focused exclusively on the protection needs of businesses across the state. Our goal is to work collaboratively with clients to:

• Minimize Risk;
• Boost Operational Productivity;
• Strengthen Compliance;
• Lower Costs; and
• Improve Profitability

Our unique and diagnostic process goes beyond insurance to help mid-market businesses develop a long term risk management strategy to control risk that positively impacts their operations, employees, livelihoods, and future; while lower premiums.

Most likely, you may have been approaching your New York insurance the same way that everyone else has: shop around your insurance program every few years to several brokers, choose the proposal with the lowest premium, repeat periodically (even if you’re happy with the existing broker’s service) all to keep your broker “honest”.

Sound familiar?

The problem with this process is that it gradually erodes valuable coverage, fails to address core risk exposures, and doesn’t account for your actual Total Cost of Risk. Surprisingly, New York State insurance premiums may only account for 20% of your Total Cost of Risk, so chasing lower premiums has little impact, and opportunities for significant savings are bypassed.

At The Coyle Group we understand our clients’ goals, resource constraints, risk tolerance and most importantly their people and products. We also understand the necessity to manage complex commercial risks, especially in the presence of a constantly evolving global marketplace.

Our Total Cost of Risk (TCOR) process provides clients a solid foundation to reduce both the direct and indirect loss costs, develop strategic risk management solutions, and improve profitability. When you combine our TCOR process with 28 years of experience, and our laser focus on getting corporate protection programs accurately correct through a methodical audit process, you get a very comprehensive approach to achieving security and peace of mind.

Total Cost of Risk, or TCOR, is a process to

• Strategically manage risk;
• Reduce losses & their corresponding indirect costs;
• Enhance productivity;
• Lower insurance premiums;
• Get insurance coverages accurate; and
• Positively impact bottom line

All without additional fees or costs.

Contact The Coyle Group, and discover how expert risk management and superior New York insurance can better protect you.