Electrical Contractors Insurance NYNew York Electrical Contractors Insurance

Electrical contractors are a targeted focus group for us.  We include both residential and commercial electrical contractors doing wiring, installation, and repair, interior and exterior work, telecommunication, and service work.  Alarm wiring operations are usually separately rated and categorized in a special alarm contractors program.

Several of our national and regional insurers target electrical contractors for growth, so we are usually able to competitively arrange coverage for coverage quickly when it’s needed.

Key coverage features include:

  • General Liability
  • Business Automobile
  • Workers Compensation
  • Umbrella / Excess Liability
  • Mobile Equipment– Tools & Equipment
  • Commercial Property Insurance
  • Crime
  • Performance Bonds

A big issue for all types of contractors is certificates of insurance. Often you are presented with insurance specifications which can seem confusing and overbearing – and sometimes they are! We can help you understand the terms and conditions which you are presented and give you the guidance on proper risk transfer strategies. Common endorsements to the policies for Excavation Contractors will be Blanket Additional Insureds, Per Project Aggregate Limits, Waiver of Subrogation, Primary and Non-Contributory, and more.

Risk Control

A differentiating feature of our agency is the risk management and risk control services we can deploy for you.  Insurance is only part of the equation in protecting you, your company and your employees; another component of protection is preventing losses before they occur through proper risk management.  Our unique risk management system will help reduce insurance costs over the long term and put you in control of worker safety, OSHA compliance, fleet safety, and more.  These services are available to our clients at no additional cost or charge.

To find out more about our New York Electrical Contractor’s Insurance Program, contact us by either calling 800-287-4115 or using the contact box above.

Since 1929, The Coyle Group has been serving New York businesses in the Rockland County communities of: New City, Nanuet, Haverstraw, Pearl River, Stony Point, Suffern, West Nyack, Congers, Valley Cottage, Nyack, Orangeburg, Blauvelt, Palisades, and Chestnut Ridge; the Orange County communities of: Goshen, Pine Bush, Middletown, Newburgh, New Windsor; the Westchester County communities of: White Plains, Yonkers, New Rochelle, Bedford, Elmsford. And in New York City – Manhattan, Bronx, and Brooklyn.