HVAC Contractor Insurance NY, New York Risk Control ServicesNew York HVAC Contractor Insurance

Our HVAC contractor insurance program is focused on small and medium sized contractors (5 to 150 employees) who design, build, install and service heating, cooling and ventilation systems in residential and commercial/industrial properties. Representing the national and regional insurers that specialize in this category of business we can put together the right coverage at great rates for you.

Key coverage features for HVAC Contractors will include:

    • General Liability
    • Environmental Liability
    • Business Automobile
    • Workers Compensation
    • Umbrella / Excess Liability
    • Mobile Equipment– Tools & Equipment
    • Commercial Property
    • Crime

A big issue for all types of contractors is certificates of insurance. Often you are presented with insurance specifications which can seem confusing and overbearing – and sometimes they are! We can help you understand the terms and conditions which you are presented and give you the guidance on proper risk transfer strategies. Common endorsements to the policies for HVAC Contractors will be Blanket Additional Insureds, Per Project Aggregate Limits, Waiver of Subrogation, Primary and Non-Contributory, and more.


As an HVAC contractor you probably know that insurance is only one part of the equation to protecting you, your company and your employees. Controlling risk is also a critical component to protection. Our unique risk management systems can help you reduce risk within your company which helps reduce costs. Our focus is on worker safety, fleet safety, OSHA Compliance. These risk control services are provided to our clients at no additional cost or charge, but add value to the insurance transaction because when you can reduce risk you reduce your premiums. It’s a very effective process for contractors of all sizes.

To Find Out More About our New York HVAC Contractor Insurance Program, contact us by either calling 800-287-4115 or using the contact box above.

Since 1929, The Coyle Group has been serving New York businesses in the Rockland County communities of: New City, Nanuet, Haverstraw, Pearl River, Stony Point, Suffern, West Nyack, Congers, Valley Cottage, Nyack, Orangeburg, Blauvelt, Palisades, and Chestnut Ridge; the Orange County communities of: Goshen, Pine Bush, Middletown, Newburgh, New Windsor; the Westchester County communities of: White Plains, Yonkers, New Rochelle, Bedford, Elmsford. And in New York City – Manhattan, Bronx, and Brooklyn.