commercial umbrella vs excess liability

Commercial Umbrella vs Excess Liability Insurance Explained

What’s the difference between a commercial umbrella vs excess liability insurance policy? Which one is better? How are they different and how are they similar? I’m going to explain that, coming right up. At the end of this video and post, I’m going to give some common mistakes business owners and insurance agents make when … Read More

cheap business insurance

How Much is Enough Liability Protection?

A lot of prospects and clients ask me: “How much is enough liability protection?” It’s not easy to answer, but we often recommend that in addition to primary general liability and auto liability limits of $1,000,000 or $2,000,000 that they should also consider at least a $1,000,000 umbrella policy. I say at LEAST one million but … Read More

cheap business insurance

Umbrella & Excess Liability Insurance

Litigation against New York business owners and entities can run into the millions of dollars from losses arising from simple slip and falls to auto accidents to product claims, which necessitates high limits of liability protection found in Umbrella & Excess Liability policies.  Umbrella & Excess Liability Insurance most often will provide at least one million … Read More

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