insurance company loss control

Insurance Company Loss Control Recommendations – Are they really necessary?

For larger companies, especially in manufacturing, wholesale distribution, trucking, and contracting it’s very common for your insurance company loss control/risk control engineer to visit with you on a regular basis. Regular means once or twice a year and maybe more frequently. The title for this job will change from insurer to insurer but this person’s … Read More

What Does Workers Compensation Insurance Cost?

Curious about what workers compensation insurance cost is for your business? Looking online for the best workers’ compensation insurance quotes? How are workers’ compensation premiums calculated and what can you do to reduce the cost of workers’ compensation insurance in your firm? I’m going to answer these questions and a lot more – coming right … Read More

The Definitive Workers Comp Audit Guide

Workers compensation insurance, which is mandated in most states when you have employees, is based or rated on your company’s payroll and is an auditable policy.   In this post, we discuss the workers comp audit process and how to be compliant. At the beginning of the policy period the payrolls you estimate to be true … Read More

What is the New York State Insurance Fund or NYSIF?

The New York State Insurance Fund is a quasi-government organization that was formed in 1914 to act as the “market of last resort” for worker’s compensation in New York. Market of last resort means that if your business couldn’t find an insurance company that would sell you workers comp coverage, you would go to the … Read More

5 things you should know about workers comp

5 Things you Should Know about Workers Comp in NY

There’s a lot of things to know about workers compensation insurance in New York, it’s a big state with a lot of businesses large and small across a diverse landscape, but we’ve picked out 5 THINGS YOU SHOULD KNOW ABOUT WORKERS COMP IN NY, with a special focus on Downstate NY. #1. You can purchase … Read More

Workers' comp insurance

What is Employer’s Liability in Workers Comp?

Employer’s Liability = Protection from Lawsuits Most employers are familiar with their worker’s compensation insurance, it is a mandatory form of coverage in New York when you have employees.  But the policy is actually separated into two parts.  Part One covers the statutory obligations the employer has to protect workers when they are injured on … Read More

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