Workers Compensation Insurance & Risk Management

Work Comp Insurance for New York Small Business

The Coyle Group has developed a deep domain expertise in workers compensation insurance and risk management practices and focuses on this line of business in a dedicated Practice Group.  Worker injury is probably the largest contributor of indirect costs in your organization’s Total Cost of Risk.  For this reason buying a policy, which is required by law, is not the singular solution to handling worker injury risk.  A more comprehensive approach is required to manage both the direct and indirect costs that arise and eat away at your New York company’s bottom line profit year in and year out. While there are a variety of risk financing options available to larger employers; such as guaranteed cost insurance, dividend bearing safety groups, retention/deductible plans, retroactive rating plans, and self funded insurance, there must be a larger view of controlling workers compensation risk.

Helping With Workers Compensation Claims & Your Direct & Indirect Costs

That’s where we come in to help your company understand what each workers compensation claim is costing your company in direct costs through your experience modifier and ultimate premium, as well as through indirect costs that impact productivity, regulatory compliance, efficiency, and ultimately profitability.  Studies have shown that for every dollar invested in risk control centered on worker injury there is a four dollar return on that investment.  Many New York companies view loss control as the quarterly or semi-annual visit from their insurance company, but controlling worker injury risk goes well beyond that, and this practice group is dedicated to providing our clients the resources, tools and intellectual capital to maximize their ROI in safety, compliance and risk control.  In many cases those resources are provided at no additional cost to our clients other than the premiums they pay for insurance.

For more information regarding our Workers Compensation Practice, review our blog and resources on this website which will give you an indication of the work we do with clients to drive results that go well beyond just an insurance policy.

Contact Us in New York with Workers Compensation Insurance Questions

Since 1929, The Coyle Group has been working with area New York businesses on workers compensation insurance in the Rockland County communities of: New City, Nanuet, Haverstraw, Pearl River, Stony Point, Suffern, West Nyack, Congers, Valley Cottage, Nyack, Orangeburg, Blauvelt, Palisades, and Chestnut Ridge; the Orange County communities of: Goshen, Pine Bush, Middletown, Newburgh, New Windsor; the Westchester County communities of: White Plains, Yonkers, New Rochelle, Bedford, Elmsford. And in New York City – Manhattan, Bronx, and Brooklyn.

Looking for more information on workers compensation insurance? Contact us in New City, New York by calling 845-634-3606.